While it may sound counterintuitive, as a timeshare owner, hotel points can be extremely valuable. Hotel points can be an extremely valuable currency for free vacations but their use for timeshare owners is absolutely instrumental in providing certainty to a particular destination.
I use hotel points for plenty of free or quasi free vacations. Hotel points are fantastic for traveling in high demand time periods and for stays of less than 7 nights. For timeshare owners, the importance of hotel points is that they allow you to book a hotel room in your desired travel destination while trying to exchange into the desired timeshare. Once you have a confirmed hotel room in your desired location, you can confirm your airline flights and continue the search for a desired timeshare. Timeshare exchanges can be difficult and many exchanges may be filled close to date of travel which usually corresponds into ridiculously priced airline tickets. Hotels have very generous cancellation policies where they allow you to cancel your reservation as little as 24 hours prior to arrival. These flexible cancellation policies are vastly different than timeshares which generally do not allow any changes at all. The strategy the I generally use is to use my hotel points to book a hotel as far in advance as possible for the desired week and location. At the same time, I will put in my exchange request with the timeshare company (i.e. Marriott, Hyatt, Hilton, etc.) or put in a request for my desired exchange through Interval International or RCI. Once I know that I have a week at the hotel, I feel confident that I can book my non-refundable airfare or use my frequent flyer miles. Booking far in advance is necessary to ensure that flight prices are reasonable, in either cash or miles. Using this strategy, the worse case scenario is that we end up staying in the hotel for free using points. The best case scenario is that you were able to book your airfare far in advance for a good rate and your timeshare exchange comes through at the desired resort. In either case, it is really a win-win. I have stated before that the easiest way to quickly accumulate miles is through credit card sign-up bonuses. These bonuses fluctuate all the time but there are always some great opportunities. One of my favorite points currency is Chase Ultimate Reward Points. These can be transferred into many different programs including Hyatt and Marriott. Transfers to Hyatt are much more valuable since Hyatt's program has wonderful redemption options for much lower cost than Marriott. However, at certain times, Marriott has some great options and with Marriott and SPG now merged, I anticipate that there will be some wonderful opportunities going forward. Here are two current options that I recommend which provide an immediately influx of Chase Ultimate Reward Points:
Unfortunately, the sad reality for many timeshare owners is that their timeshare is worth significantly less than what they originally paid. Timeshares simply do not hold their value or generally do not appreciate in value. Despite many timeshares being a real property interest, they are vastly different than owning a house or vacation property.
The fact that most if not all timeshares decrease in value scares away a lot of potential purchasers. My argument is that timeshares can be tremendously valuable for traveling even if the owner never recoups their initial investment. In other posts, I argue that the purchase price for any timeshare should be looked at as an initiation fee for ownership. Like country club memberships, the initiation fee generally cannot be recouped. Despite this pitfall, timeshares are great for traveling and can easily make financial sense if you know how to maximize their value. While timeshares may not be worth anything close to what you paid, the next logical question is finding out how much it is worth. Timeshare values can vary widely and there is not a good secondary market to access any value. However, one of the most efficient marketplaces to access value of all sorts of things is actually Ebay. Ebay is one of the largest marketplaces that links buyers to sellers and the prices paid for items gives a fairly good indication of the fair market value. Prices can vary on ebay due to the quality of the listing, keywords, ratings of the sellers and so on but generally, this should give you a good indication of the current market value of your timeshare. You should note that you should not just do a regular search on ebay for your timeshare. You can do so but just because someone is trying to sell their timeshare for $25,000 does not mean that it is actually worth $25,000. In order to access the current fair market value, you will need to do a search for “sold listings”. Here is a step by step process for you to review with associated pictures. 1. Sign in to your ebay account 2. Click on the “advanced” tab as shown below. 3. Enter the keyword – generally the name of your resort or name of the timeshare system (i.e. Hyatt, Marriott, Wyndham, etc. or Hyatt Wild Oak or Marriott Lakeshore Reserve) 4. Enter the category “Real Estate” 5. Click the “Sold Listings” box as shown above. 6. Click Search As shown below, you can see what various resorts sold for. The amount can vary widely so just because one listing sold for a lot or a little does not mean that it is actually the fair market value. I have done a search for "Hyatt" and "Marriott" just to give you an idea on how the results look.
I think that Ebay is a great way to access the fair market value of your timeshare but it is not the only way to get a good indication of the value of your timeshare on the secondary market. There are plenty of timeshare brokers or real estate agencies that may be able to give you a better indication on price.
However, be warned that many of these companies will give you a high value and try to entice you to pay an upfront fee for a listing. This is almost never a good idea. In other posts, we can go through various methods to potentially sell your timeshare but I think Ebay is good starting point to get a better handle on your timeshares worth. Make sure to subscribe below to keep up to date on information! The new year always gets you thinking about what happened last year and what you would want to do different in the following year. Although it is just a date, it gives you the ability to have a mentally clean slate and make new goals for the year ahead. For me, each year brings different goals but one consistent goal is always to travel more. Material possessions only last so long but experiences of travel do last a lifetime. The economy continues to improve and as it does, hotels, flights, car rentals, activities, etc. continue to increase in price. It gets harder and harder to plan vacations as everything becomes exhorbinantly expensive. The goal of this blog is to show readers how timeshares work and how they can be used to travel around the world for relatively cheap. Timeshares have an awful reputation and while many of these negative attributes are true, timeshares can actually be extremely worthwhile if you understand them, know how to maximize their value, are flexible on your travel plans and like to or can plan far in advance. In this post, I explained why timeshares became a four letter word. I continually state that timeshares are not for everyone but for many, they are actually a great way to travel in luxury for much less than hotel. This blog does not try to sell you any timeshares but rather is meant to educate you on timeshares so that you can determine whether timeshare ownership can be worthwhile for your vacation style. It is also meant to show readers how to use frequent flyer miles, hotel points, credit card points and other loyalty currencies to maximize traveling. My view is that timeshares are overlooked tools in this arena. For years, I chased credit card sign up bonuses, banking bonuses and various other promotions in order to get hotel points. Many of these required some cash outlay but the vast majority were free. These allowed me to get many, many free or significantly subsidized trips. My view is that people who enjoy traveling should not overlook timeshares as they can be an important resource for travel planning. The point/mile game has gone through many iterations and the programs continue to get devalued and make it harder and harder to use. They are still extremely valuable but at some point, the effort to get the points and the effort to use the points becomes just too much. I continue to partake in mutiple programs and I encourage you to do the same but using them for great vacations can be challenging. With current pricing for hotels, it is difficult for most people to stomach paying these rates. Pricing for mediocre hotels are coming in at over $200 per night with luxury hotels coming in at ridiculous rates of over $500 per night if not more. I simply will not pay such rates. Owning a timeshare is a significant financial commitment so you need to do research before committing to ownership. Renting timeshares can be a good introduction before committing to purchasing. Renting may actually be better than purchasing since there is no further financial commitment. There are various sites that offer timeshare rentals and in other posts, we can look into this in more detail. I highly encourage readers to take advantage of the various timeshare offerings that are generally advertised by timeshare developers. They offer tremendous value and do not require any purchases. I do warn you that timeshare presentations can be brutal but can also be a good way to learn more about the systems. Many of these presentations are high pressure but many are low key. Do you research before commiting and do not get caught up in the high pressure sales tactics. Most brand name presentations are decent (Hyatt, Marriott, Hilton, Four Seasons, etc.) but some of the smaller companies can be pressure filled. I encourage you to look under the Guru Deals for new and existing promotions. It is also a good resource to see various deals and timeshare exchanges. I think that most people will be surprised on the cost of some vacations as well as the quality of some timeshare resorts. The timeshare world is complex, difficult to understand, constantly changing and littered with a lot of false promises. However, for those people who understand it and know how to maximize ownership, it is a great way to travel in fantastic resorts with extremely reasonable rates. If you are into the points games and frequent flyer miles and you love maximizing their value, timeshares are a very interesting off shoot of this hobby. I encourage you to subscribe below and learn more. I also encourage you to ask questions. This resource is new so I want to give you the information that you desire. Follow me on Twitter and Facebook as well! Looking forward to a vacation filled 2017!
A common theme of this blog is that you need to be flexible and plan early in order to exchange into great timeshares. This general strategy is key to making great exchanges and truly maximizing timeshare ownership.
While I firmly stand by this general rule, there are times when some great exchanges or getaways become available at the last minute. Sometimes other travelers cancel at the last moment or the exchange company releases inventory at the last minute hoping that someone will fill an empty room. I am sure that we all know that Christmas vacation is happening next week so most of the world will likely be traveling. Scoring a christmas week in a luxurious destination is generally difficult which is why you need to put in requests as soon as possible, generally at least one year in advance. While planning in advance is absolutely key, one of my favorite timeshare strategies that I employ when I do not get a week through requesting early is through the use of booking a hotel and searching timeshares that get released at the last moment. The general strategy is as follows when I do not get the desired resort or week: 1. Book a hotel at the destination that you desire to travel to. Try to get the best rate possible or ideally book with points. Make sure that the reservation can be cancelled 24 hours in advance. Booking with points is generally ideal as they can likely be cancelled 24 hours before check-in. Additionally, even if this strategy does not work, the vacation would be free! 2. Put in a Interval International Getaway alert for the desired timeshare week. If and when something becomes available, it will alert you. Book immediately if it is at a comfortable price book. Do not wait, as these will disappear in seconds! 3. Constantly search for exchanges up until the very last minute where you can cancel your hotel reservation. As stated, Interval International and RCI will sometimes release very desireable resorts for key weeks at the the very last second. Here are a couple that I found this morning. A prime ski week in Park City for less than $500 for the week!
While I strongly advocate planning far in advance, there are times that great weeks and destinations become available at the last minute. These last minute deals can be a fantastic value especially if you were prepared to book a hotel room.
I have personally used this strategy many times and have easily saved thousands of dollars for booking a getaway instead of a the hotel stay. In addition to saving money, we are generally happier with the additional space and cooking facilities. Specifically, I was able to use this strategy in St. Kitts. The Marriott hotel and timeshare are part of the same complex. We booked hotel rooms for approximately $2500 per room but kept looking for availability through Interval International. We were able to book a 2 bedroom timeshare for approximately $1,000 for the week at the last minute, saving us $1500 and giving us a 2 bedroom units instead of a small hotel room. In conclusion, BOOK EARLY but if that does not work out, have a plan to keep searching. You could be very surprised with some last minute availability!
Timeshares are great for getting great accomodations for relatively little cost. However, the cost to get to your destination should not be overlooked. While there are plenty of opportunties to get great timeshare weeks for absurdly low prices, getting to those destinations can be really expensive.
I am always suprised that when I speak to people while traveling, they are generally familiar with frequent flyer miles but don't focus on acquiring them since they do not travel a lot for work. This is a very common misconception. The truth is that I use to travel for work and accumulated a decent amount of miles but there are actually much, much better ways to accumulate miles that do not invovle traveling at all. This may be very basic to some people but the vast amount of miles that I collect come from sources completely unrelated to flying. The easiest and best way to collect miles is through credit card sign up bonus. Credit card companies offer tremendous bonuses in order to entice you to sign up for their credit card. There are tons of great opportunities to gain tons of miles that allow you to get free flights, free hotels, upgrades, club access, free global entry and more. For example, one of the newest cards that is being offered by Chase is called the Chase Sapphire Reserve. They are currently offering 100,000 bonus points to get the card. The details are below. This is just one example of some tremendous credit card sign up bonuses that are available. 100,000 bonus points can get you a minimum of 4 free domestic tickets (potentially even more with Southwest) or even more value through various transfer opportunities. At the very least, you can redeem them for travel worth $1500. There are better ways to redeem the points but they are essentially giving you $1500 of free travel just for getting the card. Yes, there is a $450 annual fee but they give you $300 annual credit for travel (essentially cash) and $100 for Global Entry. The perks of this particular card actually justify the annual fee. Other cards may not justify the annual fee so you need to make sure that you are getting sufficient value from these credit cards before you apply and pay annual fees. The goal of this blog is to show you how to travel in luxury for a fraction of the cost of retail purchases of vacations. Timeshares can give you access to great accomodations that are simply out of budget for most people. Despite the poor reputation, timeshares are actually a hidden gem in travel. However, as stated in many posts, the are not for everyone and can be difficult to understand the various programs and you need to plan ahead. The point of this post is that you need to accumulate frequent flyer miles in order to give you the additional flexibility to be able to use timeshares. Frequent Flyer miles can be complex as well but they are very important in order to be able to travel for free or at least get to some wonderful destinations for a fraction of the airfare prices. Flexibility is key in planning timeshare vacations. Additionally, one of the best things about using frequent flyer miles is that you can travel to exotic locations without worrying about the price of the ticket. Frequent flyer miles can give you the travel to places that are simply cost prohibitive. The combination of using timeshares and frequent flyer miles allows me to travel to wonderful destinations that would simply be unaffordable. Travel is extremely expensive these days as airfares keep going up and hotel prices become exhorbinant. There are many ways to maximize timeshare ownership but in order to be able to truly maximize timeshare ownership, you need to have the ability to get to the final destination without breaking the bank. If airfare is too expensive, the fact that you can stay a week in a caribbean destination for $500 becomes irrelevant. The ability to get free airfare for my family through accumulating frequent flyer miles is an important tool and strategy to be able to travel . In other posts, we can explore additional ways to earn miles but there are tons of opportunities to get frequent flyer miles through non-travel. Traveling is actually one of the worst ways to quickly accumulate miles! While this is not an extensive list, you can obtain frequent flyer miles through the following: 1. Credit Card Sign-Up Bonuses; 2. Credit Card use; 3. Rental Cars; 4. Hotel stays; 5. Online shopping; 6. Retail shopping; 7. Dining out; 8. Signing up for TV, Satellite, Cell phones, etc. Again, the point of this blog is to show you how to maximize timeshare ownership but it also my goal to show you how to travel in luxury on a budget. If you are unfamiliar with frequent flyer miles, now is the time to begin to learn the basics on how to acquire them and how to use them to your advantage. Timeshares and frequent flyer miles are complementary tools that can allow you to travel to awesome destinations without worrying about cost. Stay tuned for additional posts on great ways to get frequent flyer miles and great ways to redeem them!
A timeshare purchase is a significant financial decision. Even if the initial purchase price is not large, the ongoing maintenance fees can be significant and it can be difficult to sell your timeshare down the road.
Before you jump into a purchase, you need to review the various programs and see what works best for your vacationing style, budget and family. There are material differences between various programs and timeshares so you should not jump into any purchase without thoroughly reviewing the options. One of the best ways to get information is through the timeshare presentation. If you vacation at all, you most likely have been targeted to participate in a timeshare program in exchange for gift cards, events, activities, diners, etc. As I recently described here, almost all of the major timeshare developers offer some type of heavily discounted vacation packages in exchange for sitting through a 90 minute presentation. Some timeshare presentations can be difficult to sit through but some can be very casual and provide you good information on the programs. There is no obligation to purchase and I highly recommend that you take time to think over any purchase and do your research before committing to anything at these presentations. If you are interested in potentially owning a timeshare, these introduction packages can be an absolute steal. In order to begin the search, you should request information from the various programs. By providing your e-mail address and indicating that you are interested in more information, you will likely begin to get targeted for these types of offers. A new offer that just arrived is for Diamond Resorts. Diamond Resorts is a large timeshare developer but perhaps not as well known as Hyatt, Hilton, Marriott or some of the other companies that have more notoriety. I have stayed at one Diamond property and thoroughly enjoyed it. The Point of Poipu in Kauai, Hawaii is one of their nice properties but they do have many others. In other posts, we can go through their program in more detail but this offer that I received is for 3 nights in Sedona, Arizona or Scottsdale, Arizona. For this offer, you can stay Stay at Arabella Hotel Sedona or Best Western Cottonwood Inn and tour Sedona Summit or The Ridge on Sedona Golf Resort Sedona, Arizona. As you can see by the reviews below, both properties are highly rated.
Sedona, Arizona is a very nice destination and great for a three day trip. In this particular offer, you receive 3 nights and a $100 Restaurant.com gift certificate for $199.
The issue with this particular offer is that they are not putting you up in the actual resort that they are trying to sell. I think that this is very unfortunate. However, despite this downfall, a long weekend for $199 is cheap by any means. Additionally, this offer is providing you with an opportunity to tour the Scottsdale Villa Mirage. They will put you up at Holiday Inn Express & Suites Phoenix North - Scottsdale or Hampton Inn & Suites Phoenix/Scottsdale. Again, unfortunate that they will not put you up at the actual property but still a potentially good deal. The reviews are fairly good for this property. Scottsdale is a great city and home to spring training. If you can grab a time slot during spring training, it can make for a fantastic trip.
In order to participate in this particular offer, you need to have an annual income of at least $50,000. If married, both spouses must attend. This may be targeted but you can call and give them your information and see if they will offer you the same deal or something else.
You can call 1.844.952.9030 for more information on this offer and see if you are able to participate. These types of offers come around regularly and can provide you with a great deal on a very affordable vacation. The timeshare presentations can be pushy but I have generally found that most people are nice. I have found that presentations in the states are less pushy than elsewhere in the world. If you are potentially interested in a timeshare, these are great opportunities to get a very affordable vacation while learning about the programs. Some of these types of offers are much better than others. This particular offer discussed above is not great since they are putting you up in a lower quality hotel. There are many offers for Hyatt, Hilton, Westgate, Marriott and others where they put you up in the particular resorts that they are selling. If they want you to buy into a resort, I would think that they should at least give you the opportunity to stay at the resort for a few days. I will post these types of offers in the Guru Deals section as they arrive. As mentioned, some are better than others so you need to be choosy on which ones to participate with. Most offers prevent you from doing multiples presentation offers so you can likely only do one a year with each company. If you are potentially interested in timeshare ownership, I think that these types of offers are very worthwhile to get an introduction to the properties and the various programs. Again, do you research before committing to anything. There are no shortage of timeshares so learn as much as you can before purchasing! Make sure to subscribe below! Comparison of Marriott, Hyatt and Vistana programs for exchanging in Interval International10/21/2016
As I explained in my other post found here, there are multiple timeshare strategies to utilize in order to maximize ownership and get multiple weeks in very nice resorts. In this post, I want to explain why you can purchase a timeshare solely for exchange purposes and how the different programs compare.
For this post, we will compare a timeshare for the Marriott Vacation Club, the Hyatt Residence Club and Vistana Signature Experiences (Formerly Sheraton and Westin Vacation Club). These three timeshare systems all trade through Interval International. In addition, all three of these programs have point components. Marriott is now an all point system whereas the Hyatt and Vistana systems are hybrid systems meaning that you own a specific week that can be converted to points. In this analysis, I want to compare ownership of 2 bedroom units. These are by far the most common in most timeshare systems and provide the most flexibility. Owning a 2 bedroom unit allows you to reserve 2 bedroom units, 1 bedroom units or studios.
When purchasing a timeshare, you can buy directly from the developer or purchase on the resale market. Purchasing from the developer can have certain perks as opposed to resale but will almost definitely cost a lot more.
Purchasing from the developer or purchasing on the resale market is a lot like purchase a car. You can get a brand new car from the dealership or you can purchase a used vehicle on the private market.
I have written a lot on how to exchange timeshares to get multiple weeks as well as how to use various tips and tricks to maximize ownership and travel for less. Exchanging timeshares is definitely one of the best ways to maximize ownership but you first need to have a timeshare in order to do so.
Most people do not go out and purchase a timeshare but rather attend a presentation while on vacation and end up purchasing a timeshare. The timeshare industry uses various incentives to get you to attend these presentations and entice you on purchasing a timeshare. These timeshare presentations have definitely resulted in causing the industry to be viewed negatively due to high pressure sales tactics and broken promises by taking up your valuable vacation time. Despite these issues, my view is that timeshare ownership is definitely worthwhile BUT you need to understand what you are purchasing, how the internal programs work and how the external programs work. Timeshares come in various types and it is very complicated. You need to understand the programs and understand the pros and cons of ownership before purchasing. If you do want to purchase a timeshare, there is no shortage of available options. They are many options by various companies all over the world. In other posts, I will explain how to get really cheap vacations to attend timeshare presentation and how these actually can be great deals but for this post, I wanted to explain some preliminary considerations that you should consider on what to purchase. There are tons of timeshares by many different developers. Some timeshares are single property timeshares when you can only purchase a week at one property, some are points based systems and some are hybrids. There are well known timeshare companies as well as many companies that you have never heard of that operate one or two properties. TIMESHARE COMPANY: In reviewing a timeshare purchase, I would recommend looking to the well-known companies. Marriott, Hyatt, Hilton, Wyndham, Westgate or the Four Seasons. I recommend starting with these companies since they have a brand image to maintain and they tend to have a consistent product. Most timeshare properties using these names are high quality and well maintained. Additionally, since they have valuable brand names to protect, they have greater motivation to make and keep you happy. While not impossible, they are less likely to abruptly change the system and cause havoc to their owners. HOME RESORT: The home resort is where you will actually own the week. You need to decide whether you want to use the week where you own or if you will likely be exchanging the week for other destinations. Strict points based systems (Marriott) no longer have a home resort but most timeshare systems still sell weeks even though they can be converted into points and used in multiple different ways. If you will be traveling for a specific week and a specific destination each year, you may want to purchase that desired week at the specific resort. In a hybrid system, you should consider whether you want to purchase a week that you may actually use some years while still having the option to convert that week into points for exchanges. REVIEW WHAT IS CLOSE TO HOME: There are timeshares all over the world and in many locations that you probably did not realize. When reviewing what to purchase, you should review all the locations of the company you are purchasing from. You should make sure that there are locations where you would like to visit. Also, I would highly recommend purchasing a timeshare from a company that has a location close to home. Anything within driving distance can make sense. Some years, flights may be cost prohibitive or there could be other reasons where you need to stay close to home. You will want the opportunity to use a property that is within driving distance. If not, it may be difficult to use your timeshare that year and the worst thing to do is to pay maintenance fees on a timeshare that you don’t use. EXCHANGES: Exchanges can allow you to “trade-up” and get better weeks than you own. You should review what companies and what resorts trade through the exchange companies. Most timeshares can be exchanged through RCI or Interval International. You should review both companies and see what resorts are available through both companies. If you are considering purchasing timeshare points or a week convertible into points, you need to review how many points it will take to exchange into various weeks. I will do a separate post on this issue but you should understand the amount of points necessary to get a comparable week within the programs. SIZE OF UNIT: This may be elementary but you need to consider how many people you will be traveling with. If you are a couple, a studio or 1 bedroom may be sufficient but as a family of four, a 2 bedroom quickly becomes mandatory. 2 bedroom units are very prevalent within the system so a 2 bedroom may make sense even if you will be traveling as a couple. As explained in other posts, a larger size unit does provide you with ability to take multiple week vacations in smaller units. MAINTENANCE FEES: The maintenance fees are ongoing fees. They will almost definitely increase year over year so you need to make sure that you are comfortable with that expense. Different locations and different properties have different fees. If you are purchasing into a program with multiple properties that are exchangeable into points, the best strategy is to purchase the week with the highest amount of allocated points with the lowest maintenance fees. You should also consider the location as destinations with a lot of natural disasters could have higher maintenance fees due to higher insurance costs. We can go over the “sweet spots” in various programs. PURCHASE PRICE: You need to determine the amount of money that you are comfortable spending on the initial purchase price. You should NEVER finance the purchase of a timeshare. If you need to finance the purchase, you should not purchase a timeshare as it is a poor financial decision. I have also made the argument that the initial purchase price is a “sunk cost”, meaning that you will likely never recoup the initial purchase price when you go to sell the timeshare at a later date. When you purchase a timeshare, I think it is smart to go into the purchase with that assumption. However, I think that most of the well-known companies listed above can retain at least some value or at least can ease the sale process in the future. However, in no event should the purchase be considered any type of financial investment! VACATION STYLE: Most timeshares are sold as week intervals so if you travel for less than a week, a timeshare may not be best. However, many timeshares are now convertible into points and with those points, you can reserve nights in various intervals starting with as a little as 1 night. Additionally, the exchange companies do also offer some type of exchanges where you can reserve units with less than 7 days. However, most of the timeshare systems are structured for 1 week stays. If you never take 1 week vacations, timeshare ownership is probably not the best decision. LUXURY ACCOMMODATIONS? The timeshare universe is quite diverse and the quality of timeshares can vary widely. There are top of line timeshares like the Four Seasons or there are very low quality timeshares that are in serious need of renovation. Generally, you cannot own a poorly rated timeshare and expect to trade into the Four Seasons. The exchange companies generally try to match exchanges so you can a similar quality unit that what you deposit. If you like to travel in luxury (like I do), you should purchase a highly rated timeshare. You should review the rating provided by RCI and Interval International of the potential timeshare to ensure that it is designated well within their systems. This will allow you better opportunities to trade into top tier properties. CONCLUSION: This is meant as a general overview of things to consider when purchasing a timeshare. There is a ton of information so in summary, I would recommend the following:
There is a ton of information here so I will break down these items in other posts. Please feel free to send questions on any potential purchases. Make sure to follow me on Facebook and Twitter and to subscribe below! |
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